Harris County Insurance

Baytown Agency
608 Rollingbrook Drive
Baytown, Texas 77521
(281) 427-6511
Pasadena Agency
825 Southmore Ave
Suite 202
Pasadena, Texas 77502
(713) 481-0700
Houston Metro Agency
4221 Telephone Road
Houston, Texas 77087
(832) 500-3666
(713) 641-1234
Houston Agency
13030 Woodforest Blvd
Suite C
Houston, Texas 77015
(832) 582-8500

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Mobile Home Insurance and Manufactured Home Insurance

Manufactured home insurance provides coverage for your mobile home, garage or shed, and your personal belongings. It may also provide financial protection in case you unintentionally injure someone or damage their property.

Having the right insurance helps you protect one of your most valuable assets – your home.

Fire. Theft. Windstorms. These are risks you face every day as a mobile home owner. You are also at risk in case someone gets hurt while at your home, or you accidentally damage someone else's property.

Mobile home insurance offers peace of mind in knowing that your finances won't suffer if unexpected events like these happen.

Do you have a mortgage on your mobile home? The financial institution that holds your mortgage may require you to have mobile home insurance.

Similar to conventional home insurance, mobile home insurance protects you in four basic ways:

  • Enables you to repair/replace or get actual cash value for your mobile home usually depending on age.
  • Allows you to replace your personal belongings if they are destroyed, stolen or damaged
  • Covers injuries that happen to other people or their property while in your home.
  • Covers your additional living expenses if you're forced to leave your home because of a claim.

Before purchasing mobile home insurance, consider the following questions:

  • What would it cost to replace your mobile home?
  • What would it cost to replace the contents of your mobile home?
  • Do you have an inventory and photographs of your personal possessions?
  • What kind of protection do you have against liability claims?
  • Do you have items that should be insured with special coverage such as jewelry, cameras, collectibles etc.
  • Does your mobile home have a fire extinguisher, deadbolt locks or other money-saving safety features?


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Tools & Resources

Online Home Inventory Calculator

Printable Home Inventory
Word or PDF

Personal Insurance FAQs


Includes a wealth of information on how to insure homes against flooding. This site is the official web page for the Federal Emergency Management Agency.

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Copyright @ 2007 Harris County Insurance Center - All Rights Reserved
Offices in Houston, Baytown, and Pasadena Texas.
Note: As stated in our "Terms of Service" (TOS) agreement, descriptions of insurance coverage on this web site are for informational purposes only and may not apply, or be included on your policy. Please contact us to confirm coverage provided on your insurance policy or policies your are contemplating purchasing.